CONSIDERATION OF INDUSTRY FEATURES WHEN IMPLEMENTING THE DEVELOPMENT STRATEGY OF THE PENSION SYSTEM OF THE RUSSIAN FEDERATION (BY THE EXAMPLE OF AGRICULTURE)
DOI 10.12737/2073-0462-2023-96-101 УДК 336.1
Keywords:
pension provision, pensions, insurance pensions, funded pension mechanisms.Abstract
The development of the pension system of the Russian Federation is ensured through the implementation of the Strategy adopted for the period until 2030. At the same time, industry characteristics and specifics of individual types of economic activity are not reflected. As part of the implementation of programs for import substitution and ensuring food security, it is extremely important to ensure a decent level of social protection for citizens employed in agriculture. It was revealed that agricultural workers can apply for insurance pensions in the amount of 12,483.98 rubles to 37,216.17 rubles (depending on the insurance period, the category affecting the salary, and the right to a 25% increase in the fixed payment). Currently, the minimum target value limit (2.5) is crossed only by managers of agricultural organizations with at least 30 years of experience. Moreover, in the study period, a reduction in this ratio was revealed from 2.60 to 2.54 (with 30 years of experience) and from 2.94 to 2.86 (with 35 years of experience). In order to solve the identified problems, the author proposes to supplement the Strategy for the Development of the Pension System until 2030 with provisions on the need to bring the average pension to 2.5-3 subsistence minimums, not only for the economy as a whole, but also for certain types of economic activity. It seems possible to reduce the existing gap by establishing a double fixed payment for all agricultural workers, regardless of place of residence. In order to fairly determine the amount of insurance pensions for citizens with a short period of insurance experience, it seems possible to pay an additional fixed payment in proportion to the ratio of the actual insurance experience and 30 years (currently enshrined in law for receiving a 25% premium to the fixed payment).
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